1. No Government Affiliation
This is a privately owned website and is not affiliated, operated, or endorsed by the U.S. government, the federal Medicare program, or the Centers for Medicare & Medicaid Services (CMS).
2. Informational Use Only
The content on this Site is provided for general educational purposes and does not constitute legal, tax, medical, or financial advice. While we strive to provide accurate and current information, Medicare rules, insurance products, and regulations may change at any time. You should consult with a licensed insurance agent or appropriate professional before making any decisions.
3. Insurance Services & Licensing
Turney Insurance Advisors LLC is a licensed insurance agency. Services may not be available in all states. All insurance coverage is subject to carrier approval, applicable laws, and policy terms. Submitting a request for information or a consultation does not guarantee enrollment, eligibility, or approval for coverage.
4. User Responsibilities
- Use the Site for any unlawful or fraudulent purpose;
- Copy, distribute, or reproduce Site content without prior written consent;
- Interfere with the Site’s operation or attempt unauthorized access.
5. Intellectual Property
All materials, including but not limited to text, images, logos, graphics, and design elements on this Site are the property of Turney Insurance Advisors LLC or its licensors. You may not use, copy, or distribute such materials without our prior written consent.
6. Limitation of Liability
We make no warranties or representations regarding the accuracy, completeness, or reliability of any content on this Site. To the fullest extent permitted by law, Turney Insurance Advisors LLC disclaims all liability for any damages, losses, or claims arising from your use of the Site or reliance on its content.
7. Privacy & Communications
Your use of the Site is also governed by our Privacy Policy, which explains how we collect, use, and safeguard your information. By submitting your contact information, you consent to receive phone calls, emails, and/or SMS messages from us or our representatives. Message and data rates may apply. You may opt out at any time.
8. Third-Party Links
This Site may contain links to third-party websites. These links are provided for convenience only, and we are not responsible for the content, practices, or policies of those third-party sites. Accessing those sites is at your own risk.
9. Changes to Terms
We reserve the right to modify or update these Terms at any time without prior notice. The updated Terms will be posted on this page with the date of last revision. Continued use of the Site after such modifications constitutes acceptance of the revised Terms.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Arizona, without regard to its conflict of law principles.
11. Contact Information
Turney Insurance Advisors LLC
10869 N Scottsdale Rd Ste 103, Scottsdale, AZ 85254
(619) 916-1968
[email protected]